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About Us
Welcome To OakWood
Welcome to Oakwood Premier Protection, where we focus on providing clear, accurate information to help you understand your Medicare coverage options. Our goal is to support you as you review available plans and make informed decisions based on your healthcare needs and preferences.
Education on Medicare coverage options
Assistance reviewing plan features and availability
Support throughout the Medicare enrollment process
Before selecting a Medicare insurance plan, your advisor will complete a thorough review of your individual circumstances. This includes discussing your health needs, reviewing eligibility and enrollment timelines, and understanding your long-term healthcare goals. They may also evaluate the following areas:
Coverage Needs Assessment: Reviewing your current and future healthcare needs — including prescriptions, doctor preferences, travel, and potential medical services — to determine the most appropriate Medicare coverage for your situation.
Health and Eligibility Review: Discussing your Medicare eligibility, enrollment periods, and any existing health considerations to ensure you’re placed into plans that best meet your needs and avoid unnecessary penalties.
Provider and prescription Review: Confirming your preferred doctors, hospitals, and prescription medications are covered, and ensuring your plan aligns with your ongoing care and pharmacy needs.
Medicare Plan Options: Exploring available Medicare options such as Original Medicare, Medicare Advantage (Part C), Prescription Drug Plans (Part D), and Medicare Supplement (Medigap) plans — including additional benefits not covered under original medicare.
Frequently Asked Questions
What is Medicare Insurance, and how does it work?
Medicare is a federal health insurance program with multiple parts, each covering different services:
Part A helps cover inpatient hospital care, skilled nursing facility care, hospice care, and some home health services
Part B helps cover medically necessary doctor services, outpatient care, and preventive services
Part C (Medicare Advantage) is an alternative way to receive Part A and Part B benefits through private insurance companies approved by Medicare and may include additional benefits
Part D helps cover prescription drug costs
Medigap (Medicare Supplement Insurance) is private insurance that helps pay certain out-of-pocket costs associated with Original Medicare, such as deductibles, copayments, and coinsurance
Coverage options vary by plan, location, and individual circumstances. Beneficiaries should review available options carefully to determine which coverage best meets their healthcare and financial needs.
When can I enroll in Medicare or change my coverage?
Medicare enrollment is available during specific periods, including your Initial Enrollment Period when you first become eligible, the Annual Enrollment Period each year, and certain Special Enrollment Periods triggered by qualifying life events. Available plan options and changes depend on the enrollment period and individual circumstances.
What is the difference between Medicare Advantage and Medicare Supplement (Medigap) plans?
Medicare Advantage plans are offered by private insurance companies approved by Medicare and provide an alternative way to receive Part A and Part B benefits. Medicare Supplement (Medigap) plans are also offered by private insurers and help pay certain out-of-pocket costs associated with Original Medicare. Coverage, costs, and availability vary by plan and location.
What are the benefits of choosing to work with a licensed Medicare agent or broker?
Medicare coverage options can be complex and vary by location and individual needs. A licensed Medicare agent or broker can provide information about available plans, explain differences between coverage options, and assist with enrollment based on a beneficiary’s preferences and eligibility. Beneficiaries are not required to use an agent and may enroll directly through Medicare if they choose.
Get In Touch
This is a solicitation. By providing your name and contact information you are expressly consenting to receive calls, text messages and/or emails from a licensed insurance agent about Medicare Advantage Plans, Medicare Supplement, and prescription drug plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not-call registry. Message frequency varies. Cellular carrier charges may apply. This agreement is not a condition of enrollment or provision of services. Automatic enrollment will not occur. You may change your contact preferences at any time by contacting the agency. Reply HELP for help or STOP to opt-out.
Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
OakWood Premier Protection is an independent insurance agency and is not affiliated with or endorsed by Medicare or any insurance carrier.
Testimonials
As I became eligible for Medicare, I realized how important it was to understand my coverage options. I reached out to Zack at Oakwood, and the experience was very positive. He was knowledgeable, patient, and took the time to explain the different plans available. I felt informed and comfortable with my enrollment decision.
Charles W
Working with Oakwood made the Medicare process much easier to understand. My agent was professional and took the time to answer my questions clearly without pressure. I appreciated their guidance throughout the process.
Patricia M